Thursday, January 27, 2022

Daily Market Report 1/27/22

 http://MikesDailyMarketReport.com:  We have several important economic data being reported today, which we'll start with the initial Q4 GDP, which came in pretty hot, at 6.9%.  However, Durable Goods dropped 0.9% in December; but, if you exclude Transportation (which have large numbers and can skew the overall data), then it rose by 0.4%.  The weekly Initial Jobless Claims dropped by 30k from last week's numbers to 260k; however, we did see Continuing Claims rise from last week too.  Pending Home Sales dropped 3.8%, which was larger than forecasts, and that led to a 117.7 seasonally adjusted annualized units for the month  of December.  After the Fed's announcement yesterday, then both Stock and MBS Markets had a big selloff.  MBS dropped 63bps.  It was more of what Chair Powell didn't say.  Investors are thinking that there may be a rate hike for every FOMC, which means there could be as much as 5 rate hikes this year.  Also, he didn't exclude the possibility that any of the rate hikes could be as much as 0.5%, compared to the usual 0.25% increments.  Lastly, Chair Powell stated that the Balance sheet moving forward long-term will be more Treasuries, which isn't good for MBS.  Investors have slowly moved some of the investment dollars to MBS/Treasuries today, as Stocks are still in the Red today.  MBS has regained about half it's losses yesterday and Up about 28bps.  So, Mortgage Rates are a little better compared to yesterday's close.  Yields broke above it's Technical Ceiling (now floor) yesterday and tested a new ceiling, which has been fairly strong (it held last week) at the 1.87% range; and today, it was testing the floor earlier on, and is currently at 1.80%.

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Also, these videos are base on my views and not represented by any other entity, but my own.  I work as a Loan Officer, and if you'd like information on Mortgages, or how I can assist you, then please direct message me.



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